Australian Short Term Loan Specialists

Short term loans are designed to provide quick, temporary financial relief or capital to individuals or businesses. They are best suited for covering unexpected expenses, bridging cash flow gaps, or capitalising on immediate business opportunities.

The maximum loan amount can vary, depending on your requirements. In most cases, short term loans range from a few thousand to several hundred thousand dollars, depending on the borrower’s financial situation and requirements. However it can be more depending on your situation.

Repayment terms for short term loans usually range from a few months up to a few years, allowing borrowers to manage quick repayment without long-term financial commitments.

Interest rates for short term loans are generally higher than for long-term loans due to the increased risk and shorter duration. Rates are determined based on the loan amount, borrower’s credit profile, and specific loan terms.

Extensions can be negotiated based on the borrower’s circumstances, although they may involve additional fees or higher interest rates to accommodate the extended risk.

Typically, you will need to provide proof of income, business financial statements, a credit report, and any other documents that demonstrate your ability to repay the loan.

The application process can usually be started online by submitting a form with your personal and financial details, followed by a consultation to discuss your needs and tailor the loan terms.