Leading Australian Private Lending Solution

Private lending refers to loans provided by non-institutional lenders. Unlike traditional bank loans, private lending offers faster approvals, less stringent requirements, and more flexible terms, making it suitable for businesses or individuals who may not meet conventional lending criteria.

Interest rates for private loans can vary widely based on the risk profile of the borrower, the loan amount, and the term length. Typically, rates are higher than traditional banks due to the higher risk assumed by private lenders.

We accept a wide range of collaterals, including real estate, inventory, accounts receivable, and even intellectual property, depending on the nature of the loan and the borrower’s situation. This will be discussed application by application.

Funding can typically be arranged within a few days to a few weeks, depending on the complexity of the loan agreement and the promptness of the required documentation submission by the borrower.

While private lending is more flexible, we still require a thorough assessment of your creditworthiness, including your credit history, business performance, and potential collateral. However, our criteria are more flexible compared to traditional banks.

Yes, you can repay your loan early, and we typically do not charge prepayment penalties, allowing you greater flexibility in managing your finances.

In the event of a default, we first attempt to work out a revised payment plan with the borrower. If these efforts fail, the collateral may be seized to cover the debt. We strive to handle such situations with utmost sensitivity and respect for all parties involved.